REFUND POLICY

Last Updated: 01/01/26

This Refund Policy governs all purchases made from Probability Lab, operated by Sage Creek Inc.

By purchasing a membership, subscription, course, software tool, digital product, or any other service offered by Probability Lab, you agree to this Refund Policy.

1. NO REFUNDS

All sales are final.

Due to the digital nature of our products, services, community access, educational materials, software tools, research, alerts, and member resources, we do not offer refunds, returns, credits, chargebacks, or exchanges unless otherwise required by applicable law.

2. MEMBERSHIP CANCELLATIONS

Members may cancel their subscription at any time.

Cancellation prevents future billing but does not result in a refund of:

• Current billing periods
• Previous billing periods
• Partial months
• Unused time remaining on a subscription

Access will remain active until the end of the current billing period unless otherwise stated.

3. DIGITAL PRODUCTS

All purchases involving digital products, including but not limited to:

• Courses
• Educational materials
• Research content
• Software tools
• Alerts
• Downloads
• Templates
• Community access

are non-refundable once access has been granted.

4. CHARGEBACKS

Initiating a chargeback or payment dispute without first contacting Probability Lab to resolve the issue may result in:

• Immediate account suspension
• Permanent account termination
• Revocation of access to all Services
• Restriction from future purchases

We reserve all rights to contest fraudulent or improper chargebacks.

5. EXCEPTIONS

Any refund issued by Probability Lab is granted solely at our discretion and does not create an obligation to provide refunds in future situations.

No exception shall establish a precedent.

6. BILLING ERRORS

If you believe you were charged incorrectly due to a billing error, duplicate charge, or technical issue, you must contact us within 14 days of the transaction.

Verified billing errors may be corrected at our sole discretion.

7. FAILED RESULTS

Refunds will not be provided based on:

• Trading losses
• Market outcomes
• Lack of profitability
• Dissatisfaction with results
• Failure to use the Services
• Personal circumstances
• Changes in market conditions

Probability Lab provides educational resources only and does not guarantee any specific outcome.

8. CONTACT

Questions regarding this Refund Policy may be directed to Probability Lab support through our official support channels.

By purchasing any product or service from Probability Lab, you acknowledge that you have read, understood, and agreed to this Refund Policy.

© 2026 Sage Creek Inc. All Rights Reserved.
Risk Disclaimer. Probability Lab is an educational community for prediction market participants. Nothing on this website, inside the community, or within any tool, course, research post, or discussion should be considered financial, investment, legal, or tax advice. Any examples, trade ideas, performance metrics, or member results are provided for informational purposes only and may not be typical. Past performance does not guarantee future results.

Prediction market trading involves substantial risk, including the loss of some or all capital. You are solely responsible for your own trading decisions and risk management. Only participate with funds you can afford to lose. Probability Lab is an independent educational platform and is not affiliated with, endorsed by, or sponsored by Polymarket, Kalshi, or any other market platform referenced on this website.